Annual Fee: $150 Additional Card: $40 Grace Period: 21 days Interest Rate: 19.49% Interest Rate for Accounts in Default: 21.49% Credit Limit: $7,500 - $50,000 Platinum Class® MasterCard® Because You Can This prestigious card will appeal to your need for convenience, security and sense of adventure. The comprehensive package of insurances attached to the card is unrivaled, giving you the peace of mind you would expect from a true Platinum card. With this card you will also enjoy automatic enrolment in the Platinum Class Rewards program, which now has more redemption options than ever before. You can redeem points for high-end, premium merchandise, or use your points to plan a trip without worrying about restrictions like blackout periods and seating limitations. Go where you want, when you want and how you want - because you can with Platinum Class! Features Platinum Class Rewards Out-of-Province/Country Travel Health Plan (69 years of age and under) MasterTrip® MasterPurchase® MasterRental® MasterLegal® Optional Balance Protection Insurance Core features: Acceptance at more than 24 million locations worldwide World's largest ATM network 24-hour lost/stolen card assistance Emergency cards and emergency cash Master RoadAssist® 24-hour roadside assistance at pre-set rates Apply now and receive 2,000 Platinum Class Rewards points! Platinum Class Rewards Earn 2 points* for every dollar charged for net retail purchases Redeem points for premium merchandise from the Platinum Class Rewards website or for travel through the exclusive Platinum Class Travel Agency at a 1% value (10,000 points = $100 worth of travel) If you don't have enough points for an entire trip, you can charge the remainder to your Platinum Class MasterCard card and earn even more points! No restrictions on travel: Any seat Any carrier (airline, cruise, ski package, etc.) Any travel time (even during seat sales and blackout periods) Any destination * The amount of Platinum Class Rewards points you may accumulate is limited to 400,000 points per calendar year. Out-of-Province/Country Travel Health Plan Out-of-Province/Country Medical Insurance covers the first 31 days of each trip outside your home province or country coverage is up to $1,000,000, and includes: hospital and health care professional services prescriptions and treatments emergency dental care transportation and ambulance services return home, if required for further medical attention friend and family hospital visits return of deceased Coverage applies to cardholders and your spouse 69 years of age and under, and dependent children travelling with you top-up insurance is available for up to 180 days Travel Assistance 24-hour assistance to: confirm coverage and payment arrange for medical evaluation transfer to another medical facility, if required assist in contacting your family or business partner Review the certificate of insurance when you receive your card MasterTrip Trip Cancellation Insurance Applies if you, a family member, or a travelling companion falls ill, experiences serious injuries or passes on unexpectedly, requiring you to cancel your tickets at the last minute Coverage applies to cardholders and your spouse 69 years of age and under, and dependent children travelling with you Tickets will be refunded up to $3,000 per account per trip Accidental Death Insurance $1,000 will be paid to your beneficiary if you sustain accidental bodily injury causing death Common Carrier Travel Accident Insurance Up to $500,000 coverage when you purchase your ticket with your MasterCard card Unexpected Return Home Benefits In the event of a death in your immediate family, you are covered for up to $2,000 for return travel Emergency Assistance Services Emergency Cash Transfer Lost Document and Ticket Replacement Lost Luggage Assistance Pre-Trip Information MasterPurchase 90-day Purchase Protection Protection against loss, theft and damage for items purchased with your MasterCard card Items will be replaced or repaired, or you will be reimbursed the purchase price Items given as gifts are also covered Some limitations apply - see the certificate of insurance when you receive your card Extended Warranty The manufacturer's warranty is automatically extended for up to two additional years for items purchased with your MasterCard card Items must have a valid warranty in Canada Some limitations apply - see the certificate of insurance when you receive your card MasterRental When you rent a car with your MasterCard card, you're protected with: Collision Damage Waiver Benefit - equivalent to that offered by the car rental company, provided you decline the car rental company's optional Collision Damage Waiver Car Rental Accidental Death and Dismemberment Benefits - up to $300,000 per accident Personal Effects Benefits - if your rental car is damaged or stolen, any personal effects in the car are covered up to $1,000 per insured person, up to $2,000 per rental period Some limitations apply - see the certificate of insurance when you receive your card MasterLegal Legal Referrals and Payment Assistance - in those countries that the MasterAssist Operations Centre deems safe for travel, you will be assisted in locating a legal advisor, and in paying legal fees up to $5,000 (billable to your MasterCard account, and subject to credit availability) Optional Balance Protection Insurance Protection if your earnings are affected by job loss, disability, accident, illness or loss of life Payment is made on your MasterCard account until you return to work, up to $10,000 In the event of loss of life, your entire account will be paid off, up to $10,000 Premium is 90 cents for every $100 of account balance on each billing date. Taxes may apply in certain provinces Master RoadAssist 24-hour roadside assistance at pre-set rates Access the service via the Master RoadAssist toll-free number, 1-800-622-1307 Service is charged to your MasterCard account No membership fee