Annual Fee: No Fee Additional Card: No Fee Grace Period: 21 days Interest Rate: 19.49% Interest Rate for Accounts in Default: 21.49% Credit Limit: $500 - $2,000 Student MasterCard® Go For It! Start building a credit rating - before you enter the workforce! This card is the perfect "starter" card for post-secondary students over the age of majority. With no annual fee, you'll see the convenience and security this card offers, as you build your financial future. Features MasterPurchase® MasterTrip® Optional Balance Protection Insurance Core features: World-wide global acceptance serving consumers in 210 countries and territories World's largest ATM network 24-hour lost/stolen card assistance Emergency cards and emergency cash Master RoadAssist® 24-hour roadside assistance at pre-set rate MasterPurchase® 90-day purchase protection Protection against theft and damage for items purchased with your MasterCard card Items will be replaced or repaired, or you will be reimbursed the purchase price Items given as gifts are also covered Some limitations apply - see the certificate of insurance when you receive your card Extended Warranty The manufacturer's warranty is automatically extended for up to two additional years for items purchased with your MasterCard card Items must have a valid warranty in Canada Some limitations apply - see the certificate of insurance when you receive your card MasterTrip® Common Carrier Travel Accident Insurance You're covered for up to $100,000 in the event of an accident when a portion or all of your ticket is purchased with your MasterCard Card Baggage Delay Up to $300 for expenses for emergency purchase of essential items when baggage is delayed or misdirected for more than 24 horus. Optional Balance Protection Insurance Protection if your earnings are affected by job loss, disability, accident, illness or loss of life Payment is made on your MasterCard account until you return to work, up to $10,000 In the event of loss of life, your entire account will be paid off, up to $10,000 Premium is 90 cents for every $100 of account balance on each billing date. Taxes may apply in certain provinces Master RoadAssist® 24-hour roadside assistance at pre-set rates Access the service via a toll-free number Service is charged to your MasterCard account No membership fee